Up to R8 000

FASTACash logo
How much do you need?

Adjust slider to choose credit amount.

R3 300
Repay in
1INSTALMENT
x R3 854
2INSTALMENTS
x R1 995
3INSTALMENTS
x R1 376
Total fees and interest
R696
Total repayment
R3 991

Buy in-store, at

1Apply online
2Cash loaded to an Instant Voucher on approval
3Shop by scanning your Instant Voucher at the till

Quick short-term loans tailored to your needs.
Approved instantly*. Paid out in minutes.

Fast loans for you, a quick financial solution with no hassle.
Online, straightforward and easy to apply.

* Subject to Affordability Assessment

How it works

1.
Icon of finger pressing on apply now button on loan slider on mobile phone.

Select your preferred amount

Use the slider to select how much you want and for how long.
Click Apply now.

2.
Icon of hand holding mobile phone with FASTA play logo.

Complete the quick and easy application

Fill in your details accurately – this will speed up your online loan application.

3.
Icon of clipboard with items ticked off.

Verification and loan offer

We are a responsible lender, and your affordability is important. We will do credit checks and verify your details before giving you a loan offer.

4.
Icons of cash moving into bank.

Acceptance and agreement

Accept the loan offer, sign your loan agreement and your cash will be deposited in your bank account.

All you need to apply is:

A valid RSA ID Number icon
A valid
RSA ID Number
Be 18 years or older icon
Be 18 years
or older
Have access to internet banking icon
Have access to
internet banking
Verifiable income for the last 90 days icon
Verifiable income for
the last 90 days

Why choose a FASTA loan?

FASTA online credit icon

You need
a quick loan.


It’s FASTA - you can get approved and funded in less than 5 minutes.

FASTA online credit icon

You want
convenience and flexibility.


Easy to use online loan application, repay in up to3months.

FASTA online credit icon

You value
responsible lending.


Short term loans to help you and give you peace of mind.

Latest News

15 August 2025

3 Top Tips for Managing Debt

Debt management is a way to help you get your debt under control through financial planning and budgeting so that you decrease your current debt and move towards paying it off completely. You can create a debt management plan for yourself or go through the debt review process to help you with your plan. Both […]

13 August 2025

Personal Short-Term Loan Online in South Africa | Quick Approve in minutes & Easy Application With FASTA

Cash loans in South Africa are a practical solution for individuals needing quick financial support. Many people seek these loans to cover unexpected expenses or bridge financial gaps until their next paycheck. Understanding the ins and outs of cash loans can help borrowers make informed decisions and find the best options available. Different types of […]

11 August 2025

Navigating the World of Short-Term Loans in South Africa

In the face of unexpected expenses or urgent financial needs, short-term loans can provide a lifeline when you need it most. Whether it’s a medical emergency, a sudden car repair, or an unexpected bill, having access to the right loan can make all the difference. In this comprehensive guide, we’ll explore the world of short-term […]

Google Reviews logo.
nhlanhla blose

nhlanhla blose

a week ago

Quick and easy
Read full review

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itemogeng letlotlo

itemogeng letlotlo

a week ago

Application is easy and quick.
Read full review

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Christo Viljoen

Christo Viljoen

2 weeks ago

Existing client. One of the most reliable short term loan providers, and they are not a ripoff, nor do they solicit loans on the months you do not need one.
Read full review

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About FASTA loans: what do I need to know?

Apply and be approved for up toR8,000repayable in up tothreemonthly instalments.

Repay in min 1 month, max 3 months.

Representative example:borrow R4,000 over a fixed term of 3 months at 3% interest rate.
Initiation fee: R534. Monthly service fee: R69. Credit protection insurance: R73.67. Maximum APR: 123%. Total amount repayable: R4952.

Check out some of our blog posts

Short Term Loans South AfricaShort-term loanshave become a valuable financial solution for individuals navigating unexpected expenses or seeking quick access to funds. In this comprehensive guide, let’s explore everything you need to know about short-term loans and cash loans.UnderstandingShort-Term LoansA short-term loan is a type of loan designed to provide quick access to funds for individuals facing immediate financial needs. Theseloansare typically repaid over a shorter duration compared to traditional...Read more
Having good credit is crucial to achieving financial stability and success. Whether you’re looking to buy a home, get a car loan, or even land that dream job that requires a background check, your credit score is a key factor. But what if your credit isn’t where you want it to be? Can you use a quick loan to improve your credit? The answer is yes—but it requires a strategic approach.A quick loan, whether it’s a payday loan, a personal loan, or a credit-builder loan, can be a tool to help boost your credit s...Read more
The festive season is one of the most joyful times of the year, but it can also be one of the most expensive. Between gifts, travel, groceries, decorations, and spontaneous outings, December spending can add up faster than expected. The good news? Witha bit of planning, you can enjoy the celebration without financial stress. Here are practical festive budgeting tips to help you stay in control while still making the most of the holidays.1. Start with a review of last year’s expenses. Before setting up a new...Read more