Up to R8 000

FASTACash logo
How much do you need?

Adjust slider to choose credit amount.

R3 300
Repay in
1INSTALMENT
x R3 854
2INSTALMENTS
x R1 995
3INSTALMENTS
x R1 376
Total fees and interest
R696
Total repayment
R3 991

Buy in-store, at

1Apply online
2Cash loaded to an Instant Voucher on approval
3Shop by scanning your Instant Voucher at the till

Quick short-term loans tailored to your needs.
Approved instantly*. Paid out in minutes.

Fast loans for you, a quick financial solution with no hassle.
Online, straightforward and easy to apply.

* Subject to Affordability Assessment

How it works

1.
Icon of finger pressing on apply now button on loan slider on mobile phone.

Select your preferred amount

Use the slider to select how much you want and for how long.
Click Apply now.

2.
Icon of hand holding mobile phone with FASTA play logo.

Complete the quick and easy application

Fill in your details accurately – this will speed up your online loan application.

3.
Icon of clipboard with items ticked off.

Verification and loan offer

We are a responsible lender, and your affordability is important. We will do credit checks and verify your details before giving you a loan offer.

4.
Icons of cash moving into bank.

Acceptance and agreement

Accept the loan offer, sign your loan agreement and your cash will be deposited in your bank account.

All you need to apply is:

A valid RSA ID Number icon
A valid
RSA ID Number
Be 18 years or older icon
Be 18 years
or older
Have access to internet banking icon
Have access to
internet banking
Verifiable income for the last 90 days icon
Verifiable income for
the last 90 days

Why choose a FASTA loan?

FASTA online credit icon

You need
a quick loan.


It’s FASTA - you can get approved and funded in less than 5 minutes.

FASTA online credit icon

You want
convenience and flexibility.


Easy to use online loan application, repay in up to3months.

FASTA online credit icon

You value
responsible lending.


Short term loans to help you and give you peace of mind.

Latest News

15 August 2025

3 Top Tips for Managing Debt

Debt management is a way to help you get your debt under control through financial planning and budgeting so that you decrease your current debt and move towards paying it off completely. You can create a debt management plan for yourself or go through the debt review process to help you with your plan. Both […]

13 August 2025

Personal Short-Term Loan Online in South Africa | Quick Approve in minutes & Easy Application With FASTA

Cash loans in South Africa are a practical solution for individuals needing quick financial support. Many people seek these loans to cover unexpected expenses or bridge financial gaps until their next paycheck. Understanding the ins and outs of cash loans can help borrowers make informed decisions and find the best options available. Different types of […]

11 August 2025

Navigating the World of Short-Term Loans in South Africa

In the face of unexpected expenses or urgent financial needs, short-term loans can provide a lifeline when you need it most. Whether it’s a medical emergency, a sudden car repair, or an unexpected bill, having access to the right loan can make all the difference. In this comprehensive guide, we’ll explore the world of short-term […]

Google Reviews logo.
nhlanhla blose

nhlanhla blose

a week ago

Quick and easy
Read full review

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itemogeng letlotlo

itemogeng letlotlo

a week ago

Application is easy and quick.
Read full review

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Christo Viljoen

Christo Viljoen

2 weeks ago

Existing client. One of the most reliable short term loan providers, and they are not a ripoff, nor do they solicit loans on the months you do not need one.
Read full review

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About FASTA loans: what do I need to know?

Apply and be approved for up toR8,000repayable in up tothreemonthly instalments.

Repay in min 1 month, max 3 months.

Representative example:borrow R4,000 over a fixed term of 3 months at 3% interest rate.
Initiation fee: R534. Monthly service fee: R69. Credit protection insurance: R73.67. Maximum APR: 123%. Total amount repayable: R4952.

Check out some of our blog posts

Do you qualify for a short term loan?If you are considering applying for ashort-term loanbut don’t know where to start then you have found the article that will answer your questions. This comprehensive guide will walk you through everything you need to know about short-term loans, from eligibility requirements to pay back terms and loan repayment. Whether you’re facingunexpected expensesor need quick access to funds, understanding the ins and outs of short-term loans can help you make an informed decision....Read more
As the festive season approaches, South Africa buzzes with excitement over year-end sales. From Black Friday to holiday specials, these events offer great deals, but they can also serve as a powerful tool for planning and strategizing for the year ahead. Here’s how to use these sales to your advantage, along with tips for building a solid sales strategy for the new year.1.Build Your Emergency FundThe foundation of financial security is a well-stocked emergency fund. As South Africans face various economic c...Read more
Everyone has their weaknesses when it comes to spending money. Whether it’s that daily latte, impulsive online shopping sprees, or dining out more often than necessary, it’s easy to spend money without much thought.However, being aware of your spending habits is essential for financial stability and long-term success. Knowing where your money goes helps youbudget more effectivelyand ensures that you make informed financial decisions.Implementing mindful spending in your daily life can seem challenging at fi...Read more