FASTA has partnered withClearScoreto help you check and manage your credit score for free. Through the ClearScore South Africa platform, you can view your credit report, understand your financial data, track changes to your credit profile, and get a clearer picture of how lenders may assess you when you apply for credit.
Checking your credit score before applying for a loan with FASTA helps you understand where you stand financially. Your credit score is one of the factors lenders may consider when reviewing your application, along with affordability, income, existing debt, repayment behaviour, and overall credit history.
FASTA recommends knowing your credit score before you apply so you can make more informed financial decisions. By reviewing your credit report, you may be able to identify missed payments, high outstanding balances, or incorrect information that could affect your credit profile. This can help you see what may need attention before submitting a loan application.
Building a stronger credit profile takes time and consistent financial habits. Paying accounts on time, reducing outstanding debt where possible, keeping credit utilisation under control, and regularly monitoring your credit report can all contribute to better credit health over time.
Using ClearScore alongside FASTA can help you stay informed, understand your credit position, and take practical steps toward managing your financial wellbeing more confidently.
