Need cash fast? Get an instant decision with FASTA.*
Apply online in minutes and receive your payout in seconds once approved. 100% online. Fast. Simple. Secure.
Skip the bank queues. FASTA provides fast, flexible short term loans designed to match your lifestyle.
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Why Should You Choose FASTA
FASTA is one of South Africa’s fastest online lenders, providing access to cash 24/7 through a seamless digital experience.
Choose FASTA for quick, convenient access to cash when life does not go according to plan. Our online application is simple, secure, and designed to give you a fast decision without the paperwork or branch visits.
What is a personal loan?
Unlike credit cards or long-term bank loans, personal loans from FASTA are:
- Quick to apply for
- Simple to understand
- Tailored to your personal financial needs
Once approved, you receive the money directly into your bank account and repay it over an agreed period.
How to apply for your personal loan:
Choose your personal loan amount.
Use the slider to select how much you want and for how long.
Click Apply now.
Complete your personal loan application.
Fill in your details accurately – this will speed up your online loan application.
Verify your personal loan details.
We are a responsible lender, and your affordability is important. We will do credit checks and verify your details before giving you a loan offer.
Sign your personal loan agreement.
Accept the loan offer, sign your loan agreement and your cash will be deposited in your bank account.
What can you use your personal loan for?
- Unexpected expenses or emergencies.
- Managing household or medical expenses.
- Transport or vehicle-related costs.
- Any other financial needs you may have.
Is a personal loan different from a payday loan?
Yes. The primary difference is that paydayloansrequire full repayment by your next payday, while a personal loan gives you more breathing room.
With a FASTA personal loan, you can spread the cost over up to 6 manageable monthly instalments. This gives you certainty and a predictable timeline, meaning you can finally have peace of mind regarding your financial wellness.
How do interest rates for personal loans work?
Interest is the percentage charged on top of your borrowed amount. Your specific rate is personalised based on your credit profile and the amount you decide to borrow. This means, the healthier your history, the lower your rate will be.
With a FASTA loan, you get the benefit of interest rates that are locked in from day one, keeping your monthly repayments completely predictable and easy to budget for.
Personal loans that put your financial well-being first.
With FASTA, you get flexible repayment terms up to 6 months and clear, predictable monthly installments. We carefully assess your affordability upfront, ensuring your repayments always fit comfortably within your budget.
Representative example:
Borrow R15 000 over 6 months at an annual interest rate linked to prime (28.75%).
Initiation fee: R1 207.50. Monthly service fee: R69. Credit protection insurance: R68.48 per month.
Maximum APR: 123%. Total amount repayable: R18 418.25.
Trusted by millions of South Africans, just like you.Simpler.Better.FASTA
